Property & living

Property & living Insurance

Property and living insurance, often referred to as homeowners or renters insurance, is designed to protect individuals and families from financial losses related to their homes and personal belongings. This type of insurance typically covers damages due to events like fire, theft, vandalism, and certain natural disasters, as well as liability protection against accidents that occur on the property. It can also include additional living expenses coverage, which helps policyholders pay for temporary housing if their home becomes uninhabitable. Understanding the specifics of coverage, exclusions, and limits is essential for ensuring adequate protection.